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What a wonderful write up. I have always been interested about banking but it's been quite to wrap my mind around all the aspects of banking. I find it easiest to learn through the eyes of someone who really knows the industry. But as WEB states; "there are more banks than bankers.", made it difficult to find a good industry leader. I just printed out all the shareholder letters from Trinity Bank 2008-2023. I am really looking forward to reading them. Chances are slim I will ever invest in a bank. Nevertheless it's fascinating to study. Thanks.

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